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We specialise in helping people with poor credit get a buy-to-let mortgage

Most people wrongly assume that if they have a history of poor credit, they will be unable to get a buy-to-let mortgage - we can help you

FREE Consultation
πŸ‘‰ 01424 440410  πŸ‘ˆ

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Buy-to-Let Mortgages

Whether you are looking to buy your first investment property or have portfolio we can help you arrange the finance.

Did you know... πŸ‘‰

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 First-Time Landords

Many of the mortgage companies do not offer products for people looking to get their foot on the investment property ladder by buying their first buy-to-let property. We have options for all your budding first-time landlords.  Give us a call and we'll let you know your options.

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 Low Rental Income

We specialise in helping landlords raise money on properties that do not fit the high street lenders' rental affordability calculators.  We have access to lenders who will consider the landlords income - this is known as 'top-slicing' and means we can get you more money to invest in other properties.

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 No Minimum Income

Most lenders have a minimum income requirement of Β£25k-Β£30k for those wishing to take a buy-to-let mortgage AND they will not accept property income! We have access to lenders who will consider all circumstances - from low income to those with only 1-years of accounts.

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 Poor Credit? No Problem

Just like the high street banks who lend for residential mortgages...a history of poor credit can be a problem.  This can be anything from a missed payment on a credit card to bankruptcy.  Whatever problems you have experienced, we have a solution for you.

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 No Age Restriction

Many buy to let property owners who are nearing retirement or already retired worry that they may not be able to buy more property or remortgage their existing portfolio, once the mortgage term comes to an end.  We have options for new mortgage that start as late as age 85! Give us a call to find out more.

We are 5-Star Google Rated  ⭐️⭐️⭐️⭐️⭐️
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A little bit about us:

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Call us on: 01424 440410  ☎️

βœ…  Market leading rates πŸ“‰
βœ…  Exclusive Rates
βœ…  Whole-of-market
βœ…  Access to 150+ mortgage lenders
βœ…  Est. May 2006
βœ…  50+ years of experience
βœ…  5-Star Google Rated
βœ…  Access to over 5k mortgage rates

A little bit about us:

PHL Logo Landscape In Association OPT

Call us on: 01424 440410 ☎️

βœ…  Market leading rates πŸ“‰
βœ…  14-Day Mortgage Offer Promise
βœ…  Free review
βœ…  Access to 150+ mortgage lenders
βœ…  Est. May 2006
βœ…  No up-front fees
βœ…  5-Star Google Rated
βœ…  Access to over 5k mortgage rates

What our customers say:

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Have recommended you to others. Helped us where others wouldn't/couldn't. Will definitely use again.
 
Mrs L McAllister - Dunfermline
 
Thank you so much for all your help when no one wanted to give me a mortgage you guys managed to sort it out for me so thank you I will definitely recommend your company thanks again
 
Miss C Turner - Spalding
 
I can't say this enough John Moore is amazing and a true credit to you.
 
Miss H Wood - Sheffield
 
The service I received was excellent. Staff were very approachable and always available to speak to me when I had a query. I never thought that I would find a mortgage with having adverse credit, but Prosper made my dream of purchasing my home come true!
 
Mr & Mrs Cornelius - Leicester
 
Really impressed with the Prosper Home Loans team, they helped us find a suitable mortgage quickly when other lenders/ brokers couldn't. We are now in our new home, many thanks!
 
Mr W Anderson & Miss E Mills - Leeds
 
Great service from start to finish!! Big thanks to all that helped to secure our mortgage.
 
Miss F Bell - Hastings
 
We are very happy with your service that you have provided. We would definitely recommend you to anyone who was in our situation.
 
Mr J Cave - Hastings
 
Very happy with the service provided, far superior than previous advisers we had spoken to.
 
Mr W Anderson - Leeds