The 5-Step guide to getting your mortgage offered in 14-days

How to get your mortgage approved in 14-days

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Getting your mortgage in place quickly, shows the estate agent you mean business and puts you in a better buying position. 

It's a case of getting organised and doing a lot of the work up-front, to save your self time and stress later on down the line.

Follow these 5 simple steps and get your mortgage approved, faster:

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Step 1. Get your credit file

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Credit Report No Back 300px 250px

Assuming you have a great credit rating can often result in you being turned down for your mortgage.  If you're looking to take out a new mortgage, you should get a up-to-date snapshot of your credit file.  This will highlight any potential problems before you start.

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Step 2. Establish your budget

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Bugdet 500 500px

All the banks & building societies have affordability calculators that will give you an accurate idea of how much you are able to borrow.  There's no point in looking at £250k properties, only to discover your budget is £200k?

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Step 3. Do your research

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Reserach 500px 500px

If you want to get your mortgage approved quickly then using an independent mortgage broker is a must.  They have specialist tools that allow them to search thousands of mortgage rates in seconds.

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Step 4. Find a good solicitor

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Legal 500px 500px

Getting your solicitor in place before you go house hunting means they will be ready to go once you find the place that's right for you.  Take your time, ask for a few quotes, but do not base your decision on cost alone.

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Step 5. Get your docs. in order

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Books Docs 500px 500px

Getting your solicitor in place before you go house hunting means they will be ready to go once you find the place that's right for you.  Take your time, ask for a few quotes, but do not base your decision on cost alone.

If time is not your friend, or you're a very busy person - using a mortgage broker is a must.  Mortgage applications are their bread and butter and they know what the lenders are going to ask for, before they ask for it.  This will often speed the process up by weeks.

If you have any questions or would like to chat - we’re here to help.

CALL US ON: 01424 440410
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Would you like help getting your mortgage approved in super quick time?

Give us the basics and we'll do the rest

Would you like help getting your mortgage approved in super quick time?

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Give us the basics and we'll do the rest