Learn the 3 biggest costs that catch 85% of buyers out!

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Be prepared and make sure you know ALL the costs involved, when buying a home. 

When people are looking to buy their first home or move to a new home it can be easy to forget some of the associated costs and be left a little short on the day of completion.

Here's a list:

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Stamp Duty

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HMRC 600px 600px Opt

This is the big one and the one that most people forget to account for. 

Stamp Duty Land Tax is a tax you pay to the Government when you buy land or a house.

Stamp Duty Land Tax Calculator - use the Governments calculator to find out how much Stamp Duty you will need to pay.

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Solicitor Fees

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Solicitor 600px 600px Opt

All the banks & building societies have affordability calculators that will give you an accurate idea of how much you are able to borrow.  There's no point in looking at £250k properties, only to discover your budget is £200k?

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Moving Costs

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Reserach 500px 500px

If you want to get your mortgage approved quickly then using an independent mortgage broker is a must.  They have specialist tools that allow them to search thousands of mortgage rates in seconds.

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Mortgage Fees

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Getting your solicitor in place before you go house hunting means they will be ready to go once you find the place that's right for you.  Take your time, ask for a few quotes, but do not base your decision on cost alone.

If time is not your friend, or you're a very busy person - using a mortgage broker is a must.  Mortgage applications are their bread and butter and they know what the lenders are going to ask for, before they ask for it.  This will often speed the process up by weeks.

If you have any questions or would like to chat - we’re here to help.

CALL US ON: 01424 440410
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Would you like help getting your mortgage approved in super quick time?

Give us the basics and we'll do the rest

Would you like help getting your mortgage approved in super quick time?

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Give us the basics and we'll do the rest