Have recommended you to others. Helped us where others wouldn't/couldn't. Will definitely use again.
Mrs L McAllister - Dunfermline
Thank you so much for all your help when no one wanted to give me a mortgage you guys managed to sort it out for me so thank you I will definitely recommend your company thanks again
Miss C Turner - Spalding
I can't say this enough John Moore is amazing and a true credit to you.
Miss H Wood - Sheffield
The service I received was excellent. Staff were very approachable and always available to speak to me when I had a query. I never thought that I would find a mortgage with having adverse credit, but Prosper made my dream of purchasing my home come true!
Mr & Mrs Cornelius - Leicester
Really impressed with the Prosper Home Loans team, they helped us find a suitable mortgage quickly when other lenders/ brokers couldn't. We are now in our new home, many thanks!
Mr W Anderson & Miss E Mills - Leeds
Great service from start to finish!! Big thanks to all that helped to secure our mortgage.
Miss F Bell - Hastings
We are very happy with your service that you have provided. We would definitely recommend you to anyone who was in our situation.
Mr J Cave - Hastings
Very happy with the service provided, far superior than previous advisers we had spoken to.
Mr W Anderson - Leeds
🤓 Knowledge bank:
What is the Right-to-Buy (RTB) scheme
The Right to Buy scheme is a policy in the United Kingdom (with the exception of Scotland since August 1, 2016) which gives secure tenants of councils and some housing associations the legal right to buy, at a large discount, the council house they are living in.
Under the Right to Buy scheme, you can buy your home at a price lower than the full market value. This is because the length of time you have spent as a tenant entitles you to a discount.
The Right to Buy scheme gives tenants a discount on the market value of their home. The longer you have been a tenant, the more discount you get.
The maximum discount you can get is £80,900, or £108,000 in London.
You have to keep your house for 5 years before selling it - if you sell within this time period, you will have to pay back a proportion of the amount gifted to you.
Do you qualify?
You have to have lived in your council house for at least 3 years.
If you live in a house, you can get a discount of 35% after 3 years tenancy. You get and extra 35% after 4 years.
For each extra year after that, you get another 1 per cent for each year of tenancy up to a maximum of 70 per cent.
You will need to raise the difference between the reduced value of your house and the amount you are being given through the Right-to-Buy scheme. This is usually a mortgage.