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We are the Help-to-Buy Mortgage Experts

If you are looking to buy a new home using the Governments Help-to-Buy scheme - we can help

Poor credit? Not a problem.

FREE Consultation
👉👉👉 01424 440410  👈👈👈

Help-to-Buy Mortgages

We specialise in helping people just like you buy a brand new home using the Governments Help-to-Buy scheme...

Did you know... 👉

✅ Only 5% Deposit Needed   
Poor Credit? No problem
  ✅ Hight Street Mortgage Rates

We are 5-Star Google Rated  ⭐️⭐️⭐️⭐️⭐️
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A little bit about us:

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Call us on: 01424 440410  ☎️

✅  Market leading rates 📉
✅  Exclusive Rates
✅  Whole-of-market
✅  Access to 150+ mortgage lenders
✅  Est. May 2006
✅  50+ years of experience
✅  5-Star Google Rated
✅  Access to over 5k mortgage rates

A little bit about us:

PHL Logo Landscape In Association OPT

Call us on: 01424 440410 ☎️

✅  Market leading rates 📉
✅  14-Day Mortgage Offer Promise
✅  Free review
✅  Access to 150+ mortgage lenders
✅  Est. May 2006
✅  No up-front fees
✅  5-Star Google Rated
✅  Access to over 5k mortgage rates

What our customers say:

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Have recommended you to others. Helped us where others wouldn't/couldn't. Will definitely use again.
Mrs L McAllister - Dunfermline
Thank you so much for all your help when no one wanted to give me a mortgage you guys managed to sort it out for me so thank you I will definitely recommend your company thanks again
Miss C Turner - Spalding
I can't say this enough John Moore is amazing and a true credit to you.
Miss H Wood - Sheffield
The service I received was excellent. Staff were very approachable and always available to speak to me when I had a query. I never thought that I would find a mortgage with having adverse credit, but Prosper made my dream of purchasing my home come true!
Mr & Mrs Cornelius - Leicester
Really impressed with the Prosper Home Loans team, they helped us find a suitable mortgage quickly when other lenders/ brokers couldn't. We are now in our new home, many thanks!
Mr W Anderson & Miss E Mills - Leeds
Great service from start to finish!! Big thanks to all that helped to secure our mortgage.
Miss F Bell - Hastings
We are very happy with your service that you have provided. We would definitely recommend you to anyone who was in our situation.
Mr J Cave - Hastings
Very happy with the service provided, far superior than previous advisers we had spoken to.
Mr W Anderson - Leeds

🤓 Knowledge bank:

What is the Help-to-Buy (H2B) scheme?

With a Help-to-Buy Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.


You won’t be charged loan fees on the 20% loan for the first five years of owning your home.


To reflect the current property prices in London the upper limit for the equity loan is 40%.


Equity loans are available to first time buyers as well as homeowners looking to move. The home you want to buy must be newly built with a price tag of up to £600,000.


You won’t be able to sublet this home or enter a part exchange deal on your old home. You must not own any other property at the time you buy your new home with a Help-to-Buy Equity Loan.

Do you qualify?

You must be a first-time buyer or a home owner looking to sell your current home?


You cannot own any other properties, e.g. buy-to-let or properties for a dependant relative.


The value of the house you are looking to buy cannot be more than £600,000.


The scheme is only available to new build properties.


You must have a minimum of 5% of the value of the house available as a deposit.

If you've had credit issues...